Legal provisions
Please read the following information carefully. By accessing the Independent Credit View AG (I-CV) website, you declare that you have understood and accepted the following terms of use and legal information. Any special agreements regarding individual services or products of I-CV shall take precedence over these terms of use in the event of a conflict. If you do not agree with the following terms of use, we kindly ask you to refrain from further access to the I-CV website and to contact us by telephone or e-mail (info@i-cv.ch) instead.
Legal restrictions / addressees
Visitors to this website may be subject to restrictions due to their nationality or other characteristics. This website is expressly not intended for persons, partnerships or corporations who are subject to restrictions due to their nationality, place of residence or other circumstances. Such persons are therefore not permitted to visit the I-CV website. Restrictions apply in particular to citizens of the United States of America (USA) and the United Kingdom (UK) and to persons who are resident in the USA or UK.
No offer, no obligation
The information published on the I-CV website does not constitute a recommendation, offer or solicitation to buy or sell securities or to undertake or transact in any other type of transaction or to conclude any legal act.
The information and opinions published are provided by I-CV exclusively for personal use and for information purposes; they may be changed at any time and without prior notice. I-CV does not guarantee, either explicitly or implicitly, the accuracy, completeness or timeliness of the information and opinions published on the I-CV website. In particular, I-CV is not obliged to remove or explicitly mark as outdated any information that is no longer up-to-date.
The information on the I-CV website is not intended to provide investment, legal, tax or other advice and should not be relied upon for such purposes. Please contact I-CV directly if you have any questions.
Performance
Investors should be aware that the prices of investments may rise as well as fall. Therefore, past performance is not a guarantee for future performance. Furthermore, investments in foreign currencies are subject to currency fluctuations.
Limitation of liability
I-CV shall not be liable (including for negligence) for any costs or damages of any kind (including direct, indirect, incidental, punitive and consequential damages) arising out of or in connection with your access to or use of this website (or the impossibility of access to or use of this website), including but not limited to loss of data, damage caused to your computer equipment and interruptions in your service provision. I-CV also draws your attention to the fact that the use of e-mail and electronic forms involves risks. Data may be intercepted and altered by third parties and I-CV may be identified as the sender. I-CV does not guarantee that information, software or other material accessible through this website is free from viruses or other harmful components.
Copyright
All copyrights and other rights to the entire content of the I-CV website remain with I-CV. Downloading or printing pages is only permitted for personal use. Any use, in particular the complete or partial reproduction or publication, is only permitted with prior written consent of I-CV and full source reference.
Disclaimer for research information
These documents are for information purposes only and do not constitute an invitation to enter into any transaction or conclude any legal act. The information contained in these documents is based on or derived from information sources which I-CV considers to be reliable. However, I-CV does not guarantee the accuracy, completeness or timeliness of the information. Furthermore, the analyses and ratings are forward-looking and contain assumptions and projections. Analyses and ratings are opinions as of the date of publication and may change at a later date. I-CV also reserves the right to change its opinions without prior notice or explanation. I-CV disclaims any liability for losses resulting from the use of these documents and the possible legal, regulatory, tax and accounting consequences thereof. In particular, I-CV does not assume any liability for the success of its recommendations. I-CV assumes that investors conduct their own investigations with due care regarding their securities. Ratings are snapshots and only refer to credit risk. In particular, ratings do not take into account interest rate risk and other market risks.
The use of the Research Portal/ESG Radar and the documents contained therein is restricted to customers of I-CV who have entered into a corresponding agreement. The full or partial reproduction or publication of these documents is not permitted. The forwarding of the documents or the information contained therein is prohibited.
The documents shown in the Research Portal/ESG Radar do not include all analyses that I-CV has performed. It is possible that an analysis is not available in the Research Portal/ESG Radar but only on request. In this case, we kindly ask you to contact us.
Data protection at Independent Credit View AG
Independent Credit View AG (hereinafter “I-CV”, “we”, “us”) is committed to protecting and safeguarding the personal data of its current, future and past customers (hereinafter “customers”, “you”, “your”) in accordance with applicable law, in particular the Swiss Federal Data Protection Act (hereinafter “FADP”) and, where applicable, the European General Data Protection Regulation (hereinafter “GDPR”). The separate privacy policy on our website describes how we collect, use or process personal data and how we may disclose such data under certain circumstances.
The contractual conditions that you have agreed with us shall remain in force and shall take precedence over the provisions of this Directive.
Current privacy policy of I-CV: https://i-cv.ch/en/privacy-policy